Achieving Financial Success in Your 20’s: Exploring Alternative Paths to Wealth

Oct 8, 2023 | Online Business Ideas | 39 comments

Achieving Financial Success in Your 20’s: Exploring Alternative Paths to Wealth




Get RICH in Your 20’s: DON’T Start a Business

In this day and age, the idea of starting a business has become incredibly romanticized. The image of a young entrepreneur striking it rich and achieving incredible success at a young age is often portrayed as the epitome of financial freedom and accomplishment. However, contrary to popular belief, starting a business in your 20’s might not always be the best path to obtaining wealth.

While it’s true that some entrepreneurs have achieved remarkable success in their 20’s, the reality is that starting a business is a risky venture, and only a small percentage of businesses actually succeed. Instead of chasing the elusive dream of striking it rich, here are a few reasons why young individuals should consider alternative paths to financial success.

Firstly, starting a business requires a significant amount of capital. The initial investment required to start a business can sometimes be overwhelming for young adults, who typically have limited financial resources. Securing loans or finding investors willing to bet on an inexperienced entrepreneur can be a challenging and time-consuming process. Without proper funding, a business is unlikely to thrive or even survive its early stages.

Moreover, starting a business often involves countless sacrifices. Many young entrepreneurs face the constant pressure of working long hours, risking their personal savings, and sacrificing social and personal life. These sacrifices, while potentially rewarding in the long run, can take a toll on mental health and personal well-being. It is crucial for young individuals to prioritize their mental and emotional well-being during a time when they should be exploring and enjoying life.

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Another point to consider is the high failure rate of startups. According to a study by the Small Business Administration, around 20% of small businesses fail within their first year, while only about half survive for more than five years. These statistics demonstrate the volatile nature of the business world, and the risk involved in starting your own venture. The fear of failure can be motivating for some, but for others, it may lead to stress, anxiety, and ultimately, financial ruin.

Instead of starting a business, young individuals can focus on other means of building wealth. Investing in the stock market, real estate, or even pursuing higher education can lead to financial success. Building a solid financial foundation during your 20’s, such as saving money, establishing good credit, and learning about personal finance, can be more beneficial for long-term wealth creation.

Additionally, gaining work experience through employment in established companies can provide invaluable learning opportunities. Working for others allows individuals to gain insights into the dynamics of various industries, hone their skills, and build a professional network. These experiences can lay the groundwork for future success, making individuals more well-rounded and prepared to take on the challenges of entrepreneurship if they choose to do so later in life.

In conclusion, while the idea of starting a business in your 20’s may be enticing, it is essential to consider the potential risks and challenges that come along with it. Building wealth through alternative means, such as investments or gaining valuable work experience, can offer a more secure and sustainable path to financial success. It is crucial for young individuals to carefully evaluate their options, prioritize their well-being, and make informed decisions about their financial future.

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39 Comments

  1. Maria Mimo da Fonseca

    I believe everything happens for a reason and I needed this video. Thank you and keep going!

    Reply
  2. Matthias

    Wait, this random dude that you were pitching was the GOAT Alex Hormozi? At first I thought that was just a funny stock image of an investor XD

    Reply
  3. Adamphibia Kalboonchuy

    It is kind of nice to see you make another YouTube channel about finance in the same format and style as Shane Hummus and Make Money Matt. By the way, are you the same Jacob Hopkins that we saw in The Goldbergs and heard in The Amazing World of Gumball? If you are, if you were, then congratulations on carving out a new identity for yourself away from your acting altogether. Fair warning: It is great to follow in the shadow of other channels more successful and experienced than you when you understand their field of expertise and their line of work well enough to make more videos like theirs without copying them. Standing on the shoulders of viewership giants, while sharing your own experience in your own words.

    Although…it would give your channel more variety than Erin Moriarty if you made another type of videos that teach us what you learned about acting for the camera from The Goldbergs and acting for animation from The Amazing World of Gumball. Maybe when you have more non-acting videos or pass a bigger subscriber milestone, you will get there. Still, great job on making 40,000 subscribers in one year since you made this video. I dub your YouTube channel…The Amazing World of Finance! This is what The Money should have been about, because I really hated what Richard did to begin the conflict and what Gumball did to keep the conflict going. The only creative redeeming feature of that episode the way in which it took the "No more money means no animation!" fourth wall gimmick, the one I know from the Chowder episode The Shopping Spree, to the next three levels.

    Reply
  4. Sherry Jackson

    It’s not about what business should you start. It’s about WHAT SKILLSET you SHOULD LEARN!

    Reply
  5. illiac

    Could you please recommend how to figure out what skills are high income? I see all this talk about high value skills but never any clarity on what are some examples of them and how to spot them

    Reply
  6. Jeffrey Hulkman

    What is the best way to profit from the current market, meanwhile I'm still undecided about investing $400k in my stock portfolio to get some dvidends and minimize risk

    Reply
  7. Debra Merritt oubre

    It's always a honor to have you here as a mentor, I learn a lot watching your videos and it has encouraged me in making decisions about my finances that changed my life. Imagine investing $2,500 and receiving $18,500 in just a week. I must say that working with Aaliyah Rodney is the best.

    Reply
  8. Crafty

    your problem is you keep switching from business model to business model when things get tough. If you stopped pu**ying out, and just stuck with ecom or ur realestate biz you wouldve made it

    Reply
  9. monodouble

    this is the motivation i needed for the day

    Reply
  10. bernado felix

    Building wealth from nothing involves consistent saving, disciplined spending, and strategic investments. Begin by creating a budget to track expenses and identify areas for savings. Prioritize paying off high-interest debt and establishing an emergency fund. As you build a foundation, start investing in low-cost options like index funds, and focus on continuous learning and improving your skills for better income opportunities.

    Reply
  11. Eurobeat Addict

    i think it was not a good idea to give me my phone and country location with an email to the "private group" i'm getting sceptical

    Reply
  12. Ranny Orton

    Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!

    Reply
  13. Soccerguy

    Okay, so what do you do in sales?

    Reply
  14.  Heaven Nen

    This is the most real video ever. Thank you. I have learn something so important here.

    Reply
  15. nev soul

    And what if you have no skills or connections?

    Reply
  16. stocktradetodeath

    you failed a business now you're telling people to not start one ? While uploading on youtube and creating a brand around yourself? Nice mann

    Reply
  17. Veronica Olivers

    Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.

    Reply
  18. Crime Unlimited

    Did you do your own editing? Awesome work man!!

    Reply
  19. stringbeanismean

    If this is not by far one of the most helpful videos provided by YouTube a creator I don’t know what he is. He’s not trying to sell anything he’s just given you straight up good advice

    Reply
  20. classic baby

    did you learn swift before built your apps? or other languages?

    Reply
  21. Parrish

    Wealth/Success is dependent on the action or steps you take to achieve it. Show me a man who doesn't have an investment and I will tell you how soon he'll go broke. Investment is building a safe haven for the future: with the right choices of investment that has minimum risk and with an Expert guidance, profit and interest should be guaranteed.

    Reply
  22. Ins Canada

    I have 10 yrs experience in sales. I am in India and it's disheartening how badly sales reps are treated. Slow promotions, nagging behaviour, no respect.. I know I am a good salesman but it is what it is

    Reply
  23. blissds

    Show me a man who doesn't have an investment and I will tell you how soon he'll go broke. Investment is building a safe haven for the future: with the right choices of investment that has minimum risk and with an Expert guidance, profit and interest should be guaranteed. Success is dependent on the action or steps you take to achieve it.

    Reply
  24. Williams Robert

    I began my investment journey at the age of 38, primarily through hard work and dedication. Now at the age of 40, I am thrilled to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity

    Reply
  25. Olly cave

    I will forever appreciate this channel, you’ve helped me and my family a lot, your videos, advice and lessons are inspirational helpful to us,
    I now earn every week. You’re such a blessing to this generation, we all love you

    Reply
  26. Cali Emm

    More young kids before they go in debt should watch this….SMART!

    Reply
  27. Jordy Villatoro

    Amazing video thank you ! This is what I’ve been chasing

    Reply
  28. Garson

    Learn coding open a website for childs

    Reply
  29. Amelia smith

    Thanks bud for keeping us financially Educated! Regardless of how bad it gets on the economy, I still make over $13,000 every single week…

    Reply
  30. Andy Ko

    Holy shit thats Alex Hormozi xD

    Reply
  31. Ynkno

    what is up with these comments bro

    Reply
  32. Jas

    So many bots in the comments

    Reply
  33. Esther

    I believe a video on "How to profit from the present market" will be more effective because, given the way the market is moving, we'll likely retain our investments for longer than 2030 before making a profit. After all, I've heard of people who have made up to $250K in a matter of months and I'd like to know how.

    Reply
  34. Lyrix

    So um..how do you sell??

    Reply

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